5 Beliefs Blocking Your Money-Making Ability

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Thoughts are powerful. The role they play in our lives should not be underestimated and the same is true about the role they play in our financial future. We each have things we’ve told ourselves about money, often based on things we were taught growing up or past experiences.

Very few of us receive great financial education growing up. To take things to the next level, no matter our starting point, we have to be conscious of the narrative we feed our minds.

This week has been one of those weeks where I find myself reviewing my own financial goals and plans. Aim high, dream big, the sky is the limit! Whilst I know that they are achievable, sometimes that annoying voice comes into my head with doubts. So here are 5 beliefs to put to bed if you want to make progress financially.

We shouldn’t talk about money.

I know that it is very British not to talk about money. We often are very uncomfortable when it comes to talking about it. However, avoiding such conversations prevents helping others avoid financial pitfalls and can also stop you finding out about new opportunities to make money.

Whether you’re looking to boost an already stable financial situation or saddled with debt, there are people and resources out there to help you on your way.

You can’t make money from others and help them at the same time.

This one usually stems from a belief that somehow making money is selfish. Think of making money as an exchange of value, you receive the funds whilst the other party receives what they want in return.  Businesses do it every day, just think of your local taxi firm they help you get where you’re going and you pay them a fare.

Money isn’t meaningful to me, therefore I don’t need it.

Whilst money isn’t the be all and end all, it certainly does help. It may not be the motivating factor in what you do, but unless you’ve mastered living a life of subsistence, the odds are you need to pay for things. Think of money as a means to help make a difference in an area that matters to you. The more resources you have, the greater the potential impact you can make.

Making (lots of) money is bad

What people do with money is what’s good or bad. It can be used to build hospitals, educate people, provide food for those in need, amongst many other things. Conversely it can be used for much less desirable things.

I can’t do anything about my financial situation

Maybe you’ve been in debt for years and it has become the norm for you. Or you’re struggling to make your dreams happen due to financial constraints. One thing you can guarantee if you don’t make a plan and give it a go, it DEFINITELY won’t happen. The hardest step is usually getting started.  After that a little progress each day will get you there.

Take the plunge, after all life is too short to not go for what you want.

There are so many things you can do alongside your job to help boost your income. Many of them you can even do from the comfort of your own home! Looking for ideas, have a look at these posts:

Only the wealthy can put money to work

We are taught to work for money rather than put it to work. The wealthy may be well versed in this, but it’s easier than ever for each of us to put our money to work. An easy start point is investing – if you’re unsure about getting started have a read of my prior post below:

What beliefs have held you back when it comes to your financial life? How have you moved forward?



  1. June 3, 2017 / 10:54 pm

    I was just reading about wealth mindsets and one thing that really stood out to me was that the wealthy people think of money as liberating, while average earners think of money as controlling them. Or, wealthy people think money is good, while average people think money is evil. Super interesting! I’m working an article that explores this too 🙂

    • msmoneymaximiser
      June 4, 2017 / 8:16 pm

      There definitely is a significant difference in mindset when it comes to money. You can see how you would feel more freedom when it comes to making certain decisions knowing that you are not living paycheck to paycheck.

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