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After starting my own investing journey I wanted to learn more about building a portfolio that would give me decent returns whilst minimising risk. My portfolio incorporated some diversification but I still had questions around what proportion I should hold in various asset classes (e.g. stocks, bonds, etc).  Some people hold their savings solely in cash, some in a mixture of cash, stocks and bonds, whilst others add even more into their portfolio (e.g. precious metals). View Post

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Do you know how much you REALLY earn? No it’s not a trick question. The typical answer would be, “yes of course I do. I earn <insert salary figure>”. I say typical answer but let’s be honest with money and earnings in particular being such taboo subjects, you may just get awkward silence as your response. Anyhow if you responded with your salary that would be the wrong figure, so what am I talking about? View Post

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Stock and Shares – having mentioned them to quite a few people the usual response is, “Oh I’m not really sure about that, prefer to hold cash”. I get it 100% – I wouldn’t be pouring my money into something I didn’t understand either. However, if that’s you, you’re missing out on the opportunity to make money two ways. View Post